Team Synergy Training System

Unveiling Team Synergy Training System

2009-07-16T11:44:00.002-06:00

Welcome! INSA Heather Echevarria and IRA Shelley Andrus are pleased to support the amazing individuals in Idaho and Washington with the resources found on this website. If you have suggestions for what you are looking for, please send an email to Shelley at nrshell@gmail.com. Congratulations for putting in the effort and taking time to Build Your Business!

How to use this blog:
1) Look at "Labels" up in the top-right corner
2) Find what you're looking for
3) Click on the title of the blog entry to be connected to a Google Doc
4) Print doc, copy doc, or copy link to doc in an email and send to someone

Leadership Team Requirements and Benefits

2009-02-12T15:18:00.003-07:00

Requirements:

Each member must be certified and must have put $10,000 in their pocket since certification.
Must create $20,000 in NR income each quarter.
Mandatory attendance at Regional ISA Training
Attendance and participation at Super Saturday's, Intensives, Briefings, Team Calls, and Webinars.
Arrive at events 1 hour early to assist with set up
Assist in planning of events/trainings
Attend weekly Leadership calls and/or meetings

Conditions for Dismissal:

Three months without generating income will require dismissal.
Three unexcused absences will result in dismissal from the Leadership Team
An unexcused absence consists of failure to notify Leadership Team Captain, an absence that is requested for business building activities.
Failure to complete an event responsibility that was assigned and agreed-to will lead to dismissal from the Leadership Team.

Benefits to being part of the Leadership Team:

Personal and group mentoring with INA and IRA's
Access to VIP's coming into area including special dinner's and events specifically for Leadership Team Members only.
Stage time: in the form of testimonials, introductions and/or presentation time. This provides instant credibility by being on stage and therefore receiving edification from the rest of the group and other leaders. When your guests see you in front of the room as the presenter/expert, you instantly increase the compelling urgency as to why they want you as their mentor.
Access to IRA Phone Zone where other Leadership Team members call your leads and the IRA's call your leads.
Access to Private Investor Briefings (PIBs) at the home of the IRA or INA.

Flyers for Nouveau Products

2008-12-03T10:03:00.002-07:00

The addition of Dr Laura Palmer Noone

2008-12-03T09:30:00.001-07:00

A-Team Requirements and Benefits

2008-12-03T09:19:00.003-07:00

A-Team Requirements and Benefits

We as IRA's, Leadership, and A-Team Captains are wanting everyone of the IRA's in the Team Synergy Territory to be creating tremandous success. Those who have demonstreated a commetment to themselves as well as to the community have the oppatunity to join A-Team

Requirements:

Prior to nomination the ITA must have purchase a training package
Acceptable attendance determine by Leadership Council
Attendance and participation at Super Saturday, Intensives, Workshops, Briefings, and Luncheons.
Mandatory attendance at Regional ISA training.
Arrive 1 hour early to assist with set up.
Text A-Team Captains 2 hours before events, if you are not going to be there.
Text as soon as possible informing A-Team Captains you are going to be late to the meeting. You will be seen as absent if you do not arrive or text 15 minutes after the required arrival time for A-Team members.
Non members of A-Team are not allowed at A-Team meetings without IRA's consent

Conditions for Dismissal:

Three unexcused absences will result in dismissal from A-Team
An unexcused absence consists of failure to notify A-Team Captains
IRA's, Leadership Team, and A-Team Captains have the right to dismiss A-Team members for improper conduct.
Failure to complete an event responsibility that was assigned and agreed to will lead to dismissal from the A-Team.

Benefits to being part of the A-Team:

Mentoring with IRA's and Leadership
Training and recognition for potential Leadership position
Marketing and Business advice from IRA's and Leadership during A-Team meetings
Credibility and edification to your guest as vital member of the community
Access to company and community information from IRA's prior to public release.

Ben Echevarria Calendar

2008-09-29T12:16:00.011-06:00

Jason Andrus Calendar

2008-09-26T14:00:00.003-06:00

Boise A Team Contact Info

2008-09-17T11:05:00.008-06:00

Boise A Team

Aaron Jensen (805) 822-3833 ajensen242@gmail.com

Amber Taylor (805) 651-0604 tayloamber@gmail.com

Amber Waite (208) 631-0085 amberic.nr@gmail.com

Barton Heath (208) 866-3390 nrbart@gmail.com

Carma Matheson (208)631-0350 carmasue@cableone.net

Chad Vineyard (541) 212-5053 vineyfly@yahoo.com

Dan Mennear (208) 880-7950 danmennear1@yahoo.com

Diane Belnap (208-890-8314 nrdiane@gmail.com

Eric Wait (208) 941-8993 amberic1@juno.com

George Nourse (208) 713-5416 bgnourse@netscape.com

Gerry Weber (208)859-5828 gweber@coordinate4.com

Jay & Abby Duffy (208) 318-6718 jduffynr@gmail.com

Lance Kilmer (208) 794-1986 lancekilmer@gmail.com

Linda Ipaye (208) 871-0354 keysuccessgroup@gmail.com

Marietta Heath (208) 869-1382 nrmarietta@gmail.com

Milt Belnap (208) 890-3439 nrmilt@gmail.com

Molli Vineyard (541) 212-5097 vineyme@yahoo.com

Reina Jensen (941) 306-7672 rjensen333@gmail.com

Scott Taylor (805) 258-8232 tayloscott@gmail.com

Shawn McGee (208) 724-8889 dounouveaurich@clearwire.net

Stephanie Boyer (208) 919-2100 stephanie.boyer08@gmail.com

Toby Simpson (208) 919-1110 nrtobys@gmail.com

Wayne Shumway (208) 283-2960 wshumway@mindspring.com

Leadership Team Contact Information

2008-09-17T10:18:00.009-06:00

Leadership Team Contact Information

Allen Simpson (208) 409-2253 allen@getwiredinboise.com

Barton Heath (208) 866-3390 nrbart@gmail.com

Bob Beisly (208) 713-1229 nrunclebob@gmail.com

Dustin Simpson (208) 284-5112 dustinsimpson@clearwire.net

Executive Assistant-Shay (208) 208-514-1222 nrhappyhelp@gmail.com

Grant Bahr (208) 440-4404 grantbahr@msn.com

Jacobi Patterson (208) 860-4377 jacobipatterson@gmail.com

Jason Andrus (208) 520-3907 nrjason@gmail.com

Lynn Carnahan (208) 861-2196 investlikemad@gmail.com

Marietta Heath (208) 869-1382 nrmarietta@gmail.com

Mark Olson (208) 697-8886 molson@activeinvestmentsgroup.com

Patrick Baumgart (208) 697-8310 pbaumgart@activeinvestmentsgroup.com

Shane Davila (208) 866-7596 nrshane@gmail.com

Shelley Andrus (208) 520-3531 nrshell@gmail.com

Troy Olds (208) 440-2872 nrtroy@gmail.com

R2E2 Order Process

2008-07-16T15:47:00.002-06:00

Residential Real Estate Encyclopedia™ (R

2E2) Order Process

STEP BY STEP INSTRUCTIONS for Independent Student Advisors (ISAs) and Indepdent Training Associates (ITAs):

Obtain customer information in person or over the phone.
1. Double check email address
Advise customer what to expect:
1. An email will come from customerservice@nouveauriche.com
2. In the email is a order confirmation key and a link
3. Copy or write down the order confirmation key
4. Click on the link
5. Paste or type the order confirmation key
6. You will be viewing the contract
7. Agree to understanding the cancelation policy by signing with your mouse or mouse pad
8. Click "Submit"
9. It will require you to scroll down and agree to the Tuition policies
10. Scroll down
11. Agree to Tuition policies by signing with your mouse or mouse pad
12. Click "Submit"
13. If write sign is completed and verified before 5 PM Pacific Time the 7 day right of recision will begin that day.
14. If write sign is completed after 5 PM Pacific Time, it will be verified the next business day and the 7 day right of recision will begin then.
15. Tell the customer you will call the directly after you enter the order so they can immediately look for the email from Nouvea Riche.
Log on to Business Center. Click on “Place an Order” and select “R2E2”
Search for existing customer, or create a new customer.
Enter order information and payment information. The credit card order confirmation key is required. (3-digits on the back of Visa, MasterCard or Discover; and 4-digits on the front of American Express) Up to 3 credit cards and one Cashier’s Check or wire transfer may be used to total the payment amount.
1. If Cashier’s check is used, it must be mailed to Nouveau Riche, 7077 E. Marilyn Road, Suite 130, Scottsdale, AZ 85254. Recommended method is trackable and overnight.
  1. Be sure that student name and order number is written on memo line.
  2. Be sure check is made for tuition amount plus any applicable shipping charges.
2. If wire transfer is used, Wiring Instructions are:
  1. Routing Number: 026009593
  2. Account Number: 004688780926
  3. Bank Name: Bank of America
  4. Branch: 14648 Scottsdale Road, Suite 250, Scottsdale, AZ 85254
  5. Account Holder Name: Nouveau Riche Corp
  6. Account Holder Contact Information: 7077 E. Marilyn Road, Suite 130, Scottsdale, AZ 85254; Customer Serice Phone: 480-850-1500
  7. Put customer's name and order number in the memo of the transfer
The customer will receive an email with the contract which they can print for their records.
Customer signs contract using Write Sign and submits.
1. You can review the Write Sign process in your Business Center under "Place an Order" and select "Write Sign Demo"
NR receives and confirms signature
1. NR will reject any signature that is a dot or an X, anything more than that, including initials is acceptable.
If check was mailed, Accounting Dept. will verify check has been received and cleared. If a wire was submitted, Account Dept. will verify the transfer.
After the 7 day right of rescission (7 days are counted during business days which include Monday through Saturday), the order is processed!

ISA receives an email “Congrats on your new Tuition order!”
Once order is processed, the Student gets an email introducing the live Mastermind Investor Group call and also a welcome email with their Nouveau ID and login/password info for OSCAR™ (or Business Center if they are an ISA) and the Investor Concierge™.

AFTER THE ORDER IS PLACED, THE ISA IS RESPONSIBLE FOR ADVISING THEIR STUDENT ON THE CLASSES THAT WILL BE BEST FOR THEM TO TAKE. THE ONLINE PERSONAL PREFERENCES QUESTIONNAIRE (PPQ) SHOULD BE USED FOR THIS PURPOSE.

POTENTIAL PROBLEMS AND SOLUTIONS:

Customer did NOT get email.
1. Have customer check junk mail folder.
2. Mentor goes into Business Center, under "People", under "Search Organization" and enters last name of customer.
  1. Confirm email address
  2. Write down Student ID # which begins with "US"
    1. If email address is wrong, use wrong email address and US# password
    2. Login to Business Center for customer
    3. Go to "My Profile" and "Personal Info" and update email address.
    4. Go to "Communications" and "Corporate Emails"
    5. Find the email and click on "resend"
3. If it's disappearing in the email give customer their username and US#
  1. Walk customer through how to login to Business Center
  2. Go to "Communications" and "Corporate Emails"
  3. Find the email and click on the title of the email.
  4. It will open the email directly and return to write sign instructions above
Entering order the computer gives an error that customer is already assigned to an ISA
1. The customer registered with that email address as a guest of another ISA for an Intensive within the last 45 days
2. They have purchased another product with you and are an existing customer in your business center.
  1. Select 'Search for Existing Customer'
Customer changes method of payment
1. If customer was doing a wire transfer or certified check and changes to credit card after the order is entered
2. Go to "Place and Order" and select "Pending Orders"
3. Click on "Remove Check/Wire Pay Type"
4. Enter new information and submit

Tuition Order Process

2008-07-16T15:39:00.003-06:00

Nouveau Riche College Tuition Order Process

STEP BY STEP INSTRUCTIONS for Independent Student Advisors (ISAs) and Indepdent Training Associates (ITAs):

Obtain customer information in person or over the phone.
1. Double check email address
Advise customer what to expect:
1. An email will come from customerservice@nouveauriche.com
2. In the email is a order confirmation key and a link
3. Copy or write down the order confirmation key
4. Click on the link
5. Paste or type the order confirmation key
6. You will be viewing the contract
7. Agree to understanding the cancelation policy by signing with your mouse or mouse pad
8. Click "Submit"
9. It will require you to scroll down and agree to the Tuition policies
10. Scroll down
11. Agree to Tuition policies by signing with your mouse or mouse pad
12. Click "Submit"
13. If write sign is completed and verified before 5 PM Pacific Time the 7 day right of recision will begin that day.
14. If write sign is completed after 5 PM Pacific Time, it will be verified the next business day and the 7 day right of recision will begin then.
15. Tell the customer you will call the directly after you enter the order so they can immediately look for the email from Nouvea Riche.
Log on to Business Center. Click on “Place an Order” and select “Tuition”
Search for existing customer, or create a new customer.
Enter order information and payment information. The credit card order confirmation key is required. (3-digits on the back of Visa, MasterCard or Discover; and 4-digits on the front of American Express) Up to 3 credit cards and one Cashier’s Check or wire transfer may be used to total the payment amount.
1. If Cashier’s check is used, it must be mailed to Nouveau Riche, 7077 E. Marilyn Road, Suite 130, Scottsdale, AZ 85254. Recommended method is trackable and overnight.
  1. Be sure that student name and order number is written on memo line.
  2. Be sure check is made for tuition amount plus any applicable shipping charges.
2. If wire transfer is used, Wiring Instructions are:
  1. Routing Number: 026009593
  2. Account Number: 004688780926
  3. Bank Name: Bank of America
  4. Branch: 14648 Scottsdale Road, Suite 250, Scottsdale, AZ 85254
  5. Account Holder Name: Nouveau Riche Corp
  6. Account Holder Contact Information: 7077 E. Marilyn Road, Suite 130, Scottsdale, AZ 85254; Customer Serice Phone: 480-850-1500
  7. Put customer's name and order number in the memo of the transfer
The customer will receive an email with the contract which they can print for their records.
Customer signs contract using Write Sign and submits.
1. You can review the Write Sign process in your Business Center under "Place an Order" and select "Write Sign Demo"
NR receives and confirms signature
1. NR will reject any signature that is a dot or an X, anything more than that, including initials is acceptable.
If check was mailed, Accounting Dept. will verify check has been received and cleared. If a wire was submitted, Account Dept. will verify the transfer.
After the 7 day right of rescission (7 days are counted during business days which include Monday through Saturday), the order is processed!

ISA receives an email “Congrats on your new Tuition order!”
Once order is processed, the Student gets an email introducing the live Mastermind Investor Group call and also a welcome email with their Nouveau ID and login/password info for OSCAR™ (or Business Center if they are an ISA) and the Investor Concierge™.

POTENTIAL PROBLEMS AND SOLUTIONS:

Customer did NOT get email.
1. Have customer check junk mail folder.
2. Mentor goes into Business Center, under "People", under "Search Organization" and enters last name of customer.
  1. Confirm email address
  2. Write down Student ID # which begins with "US"
    1. If email address is wrong, use wrong email address and US# password
    2. Login to Business Center for customer
    3. Go to "My Profile" and "Personal Info" and update email address.
    4. Go to "Communications" and "Corporate Emails"
    5. Find the email and click on "resend"
3. If it's disappearing in the email give customer their username and US#
  1. Walk customer through how to login to Business Center
  2. Go to "Communications" and "Corporate Emails"
  3. Find the email and click on the title of the email.
  4. It will open the email directly and return to write sign instructions above
Entering order the computer gives an error that customer is already assigned to an ISA
1. The customer registered with that email address as a guest of another ISA for an Intensive within the last 45 days
2. They have purchased another product with you and are an existing customer in your business center.
  1. Select 'Search for Existing Customer'
Customer changes method of payment

College Orientation

2008-07-16T13:29:00.001-06:00

College Orientation

Dates for upcoming colleges can be found at: http://collegeinfo.nouveauriche.com/venues.asp
Preparation:
Go to http://college.nouveauriche.com
1. Review dates for Special Events
  1. Note them and schedule classes accordingly
  2. Check with your mentor and in your Business Center/OSCAR under "Communication" -> "Calendar" to see if there are any team events at the college. Most will require RSVP in advance.
2. Review information on Lunch Tickets
  1. The order process for Lunch Tickets is on the web, however, the availability to purchase the tickets is usually about 2 weeks before the college. Keep checking in your business center.
  2. Jim Piccolo takes very personally your purchasing lunch tickets--very seriously and very literally. In order to secure the hotels for our use for classes, he guarantees a certain number of lunches will be bought. If they are not purchased, Jim pays for the remainder out of pocket. Buying lunch tickets is a direct and personal way to say, "Thank you!" to Mr. Piccolo for putting the college together.
  3. Although packing lunches may be slightly less expensive, please consider the following: bringing packed lunches brings extra garbage to the facility requiring extra janitorial work to the hotel; buying and storing lunch food may or may not be used up by the end of week, causing waste or excess; attending hotel lunches allows for networking which is one of the many powerful reasons we are at the college; attending hotel lunch is an efficient use of time and ensures you will be on-time for class; also, Mr. Piccolo has worked directly with the dining services to ensure that the meals won't be too heavy so you won't fall asleep during afternoon sessions.
  4. Also, different leadership teams from around the country put on lunch skits. They are fun and enjoyable. Be sure to ask when our team will be hosting the lunch skit and definitely be there to cheer us on!
3. Review Room Block
  1. Decide if you will be staying at hotel with a Nouveau Riche room block. Be aware of the strict cancellation policy.
  2. Again, Mr. Piccolo takes very personally your decision to stay at the resort. He also guarantees a certain number of rooms and if they are cancelled last minute or are not used, he pays for those out of his pocket. This is another opportunity to tell Mr. Piccolo "Thank you."
4. Continuing Education Credits:
  1. If you're seeking continuing education credits review the information to be aware of classes are eligible for what states and professions. collegeinfo.nouveauriche.com/continuededucation.asp
5. Shuttle Bus: Be aware of drop off and pick-up locations, parking fees, and prohibited parking zones.
Travel:
1. EVERY student must attend Student Orientation Sunday evening. Plan your travel arrangements accordingly. Information about the orientation can be found at: http://college.nouveauriche.com/specEvents.html
2. If you are looking to share travel accommodations whether with driving or hotels, check out the postings on the bog at: http://nrtsts.blogspot.com/search/label/College%20Helps
Register Your Tuition Partner:
1. Go to "College" -> "Select Tuition Partner"
2. Enter information for tuition partner
Scheduling Classes:

Login to Business Center
Go to "College"
Click on "Preferences" and take your PPQ: Personal Preference Questionnaire
1. The PPQ helps you focus on whether you are looking for a "Massive Income" strategy--you need short term transactions which generate cash; OR "Passive Income" strategy--you have money and want to grow your long-term real estate holdings.
2. Recommendation: 1st College--definitely take Establishing Your Business Vision with other foundation classes. Also take one or two strategy classes. 2nd College--more foundation classes, and one or two strategy classes. DO NOT begin investing in Real Estate until you have completed the equivalent of two colleges. During that time you will work with your mentor to grow your business income.
  1. Examples of foundation classes: Understanding Mortgages, Real Estate 101, Creative Financing, Creative Acquisition, Tax Strategies, Legal Strategies, Negotiations for Real Estate, Wholesaling
  2. Examples of strategy classes: Foreclosures, Tax Liens, Subject-To, Short Sales, Fix-N-Flip
After establishing your strategy, now it's time to schedule classes.
1. When you go to register for classes you will have to pay a $5/day/person Facility Use Fee. This goes to the hotel to pay for janitorial and staffing services. After paying this fee you can register for classes.
2. The best way to plan is to print the class times and locations table which is available at http://college.nouveauriche.com/ClassSchedule.html
  1. Click and print and then circle the classes you want and compare times and locations until you have the schedule you want.
3. Go back to Business Center, "College" -> "Schedule a Class" and click on the button UNDER the title of the class for you or your tuition partner.
4. If you would like your tuition partner to schedule their own classes, you will need to give them your username and login to your Business Center.
5. Be sure to save your schedule before navigating away from the page.
6. To unregister from a class, simply uncheck the box and save the schedule.
7. As you register for classes, a box of recommended prerequisits will pop-up. They are NOT required and you may continue registering for the class without taking those classes, IF you so desire. However, they are recommended to ensure your successs so decide carefully before taking classes out of order of recommendation.
After Scheduling Classes:
1. Go to "College" -> "Preview My Schedule"
2. Print your schedule
3. Bring your schedule print-out and PHOTO ID (DO NOT FORGET!!) for registration Sunday evening before Student Orientation
4. See you at the college!
RULES about College:

If you register for classes but DO NOT show or DO NOT take the pre and post test for the day, you will LOSE credit hours and will NOT be able to retake the class.
1. If you will not be able to attend, UNREGISTER from the class.
2. If you need to leave early or come late, ask the door monitor about taking the tests so you receive credit for the class.
3. Same applies for Tuition Partners
DO NOT schedule tuition partners for the same class on different days at the SAME college.
1. You may take classes on the same day at the same college or different days at different colleges and it won't affect your credit hours.
2. If you do schedule the same class on different days at the same college, it will deduct additional credit hours for that class.
Always wear your ID Badge
Take advantage of the Door Monitoring Program after your 2nd college to receive extra credit hours. You will receive email information about it.
DON'T MISS STUDENT ORIENTATION SUNDAY NIGHT!

ONLINE RESOURCES:

In your Business Center/OSCAR go to "College"
Click on "Class Audios"

Click on the class you want to download and submit order
As a Regents Tuition Holder you have the ability to have an unlimited number of downloads for all of the audios.

Click on "Class Textbooks"

Click on any of the class names, even though some say "Disc Set", you are actually downloading a PDF
In the PDF you can save to your harddrive for reference.
You can print for hard-copy reference.
You can copy and paste into a word processing document.

Select the text you want to copy
Right-click and select copy
Open a word-processing document
Right click in the document and select paste
There will be NO formatting so you will have to reformat the document, and be aware that if you copy multiple pages that the page numbers will be mixed in as well as any headers or footers that were in the .pdf document.

Click on "Video Classroom"

Agree to the terms after reviewing them
Select the class you want and be sure you have met the technology requirements, processing speed, internet speed, speakers plugged-in and turned-on.

Coordinate Rides and Accommodations for April College

2008-07-16T12:03:00.002-06:00

For anyone who wants to coordinate rides and/or accommodations for the April College, please post here.

Find the Money

2008-07-16T11:51:00.001-06:00

Begin Today to Find the Money:

15 Ways

How to use this document: Highlight top 5 ways, take one week and maximize the amount of money you can create out of those 5 methods and report to your mentor. If not enough money was found, highlight the next 5 ways to focus on for the next week. Repeat for third week if necessary.

Credit Cards

1) Call current credit cards and ask to extend the limit and lower the rates. "I'm about to make a large purchase that I will pay off relatively quickly. How high can you extend the balance?" Remember your negotiating phrases when it comes to lowering your rates, "Is that the best you can do?" "Still sounds high..."

New small business credit card:

2) Capital One Business Platinum 0% for one year. This will report on your personal credit report and you cannot have a bankruptcy to be approved. You will have a minimum monthly payment 45 days after your purchase is made.

a) When you open the account, you can call and ask for a line of credit be extended.

b) Generally, the account will be opened with an available line of $2,000-$5,000.

3) American Express Small Business Blue Card 0% for 15 months. This will report on your personal credit report and you cannot have a bankruptcy to be approved. You will have a minimum monthly payment beginning 45 days after your purchase is made.

a) Because AMEX caters to business, they are the MOST flexible about increasing credit limits. After receiving the card, call and ask to extend the limit. I had my line increased from $5,000 to $20,000 within 3 minutes.

b) Generally, the account will be opened with an available line of $2,000 to $5,000.

4) Advanta Small Business 0% for 18 months. They will CHECK your personal credit but ONLY report on your business name. This is an excellent way to begin to build corporate credit that will be reported to Dunn & Bradstreet, Experian Business and Equifax Business. You must have a company name, it does not have to be incorporated (S-corp or LLC) or a tax ID# with the IRS. However, I do recommend that you register the name of the company with the Secretary of State. (Click here for a link to all Secretary of States to find your state.) You don't want someone to steel the good credit you will be creating! It does require your personal SS# and it will reflect on your personal credit if tragedy strikes and you default.

5) Refinance your home.

6) Take out a personal line of credit or a business line of credit against the equity in your home.

7) If you have an existing business with two years of business history, you can begin to build your corporate credit with new business lines with local and national banks like Wells Fargo and Key Bank.

8) Personal loan from your 401(k), a family member's 401(k) or friends' 401(k).

a) Whoever you borrow from with thank you! Currently 401(k)'s are reflecting the stock market and aren't doing well. You will be paying yourself (or family or friends) interest.

b) A minimum of quarterly payments are required.

c) Call the 401(k) administrator and ask for more information on getting a personal loan on your 401(k), if they ask what it is for, it's is for business start-up NOT education.

d) For a personal loan, there is NO tax consequence. If you cash-out, that is a taxable event. Such an event can have a hefty tax consequence. Be aware and do not make that mistake unknowingly.

9) Take out a loan on a vehicle

10) Joint venture with someone who has the money. Create a win/win. Ideas include payment back with interest plus 50% of your first $20,000 made or first real estate transaction.

a) Get the joint venture signed and notarized. Be clear about expectations and time frames. Document when terms of the contract are satisfied. If changes need to be made, document and notarize.

11) Find family, friend, boss, coworker, neighbor, stranger who believes in you and will lend you the money. Create a win/win with generous interest repaid. Give yourself a minimum of 6 months to repay the loan, preferably without monthly payments to give yourself flexibility. Document the transaction with a promissory note and record it at the County Recorder's office.

12) Find a tuition partner. Talk amongst the community, advertise on Craig's List, find someone to share the investment.

a) Be aware that one will be the primary and will have access to the student login with access to audio files, online classes, and download-able class manuals.

b) The primary will also be responsible for paying the resort fee before scheduling classes and will be the one to schedule classes.

c) Put the agreement on paper and get it notarized.

d) Tuition partners are NOT business partners. Being tuition partners does not link the individuals together as Independent Student Advisers. If each wants to participate in the marketing opportunity, each will sign his/her own ISA agreement and certify separately.

13) Unsecured "signature" loan. Contact your local or national bank, with good credit it can be extended based on your promise to pay. Monthly payments required.

14) Cash-out stocks, mutual funds, CD's.

15) Ask people in the local community how they found the money. Remember, how quickly you decide to invest in yourself, and how creatively and diligently you work to find the money will inspire others you meet and everyone you share this opportunity with.

"While the difficult takes time, the impossible takes just a little longer."